Inherit Australia - Terms of use

ADVISER PLATFORM ACCESS AGREEMENT

Version 4.0 | Updated 12 July 2026

BETWEEN

TBD

(Adviser Practice)

- and -

INHERIT.LEGAL PTY LTD ACN 649 488 808

trading as Inherit Australia

22A Milgate Drive, Mornington VIC 3931
Telephone: (03) 5976 6565
Email: accounts@inheritaustralia.com.au
www.inheritaustralia.com.au

THIS AGREEMENT is made on the TBD day of TBD TBD.

BETWEEN

The party described in Item 1 of Schedule 1 (Adviser Practice)

AND

Inherit.legal Pty Ltd ACN 649 488 808 trading as Inherit Australia (Inherit)

BACKGROUND

A. Inherit provides an online estate planning facilitation platform and related services to assist advisers and their clients to identify estate planning issues, prepare information and facilitate access to legal services.

B. The Adviser Practice wishes to access and use the Platform for its business and its Clients.

C. Inherit agrees to provide that access subject to this Agreement, the selected Plan and the applicable Pricing Page.

1 INTERPRETATION

1.1 In this Agreement, unless the context otherwise requires:

“Active Estate Planning Matter” means a Client matter that has been created on the Platform and remains open, in progress or otherwise designated by Inherit as active.

“Additional Estate Plan Fee” means the then-current fee charged for each Adviser-led Estate Plan used above the applicable Monthly Allowance, as stated on the Pricing Page.

“Adviser-led Estate Plan” means an estate planning matter initiated or managed by an Authorised User through the Platform and counted in accordance with clause 4.4.

“Adviser Practice” means the party identified in Item 1 of Schedule 1 and its Authorised Users acting within the scope of their authority.

“Applicable Law” means all legislation, regulations, regulatory requirements, professional standards, licence conditions and codes applicable to a party or the Services.

“Authorised User” means an individual employee, officer, contractor or authorised representative of the Adviser Practice who is approved to use the Adviser Practice account.

“Billing Date” means the date on which a Subscription Plan commences and each monthly anniversary of that date, subject to payment processing conventions.

“Business Day” means a day other than a Saturday, Sunday or public holiday in Victoria.

“Client” means a client or prospective client of the Adviser Practice, or another person authorised by the Adviser Practice to use the Services.

“Client Information” means all personal information, sensitive information, documents and data relating to a Client, including family, testamentary, financial and estate planning information.

“Client Life Vault” means the secure digital storage and information service made available through the Platform for a Client.

“Confidential Information” means information of a party that is confidential by nature or designation, including Inherit IP, Client Information, commercial information, security information and pricing not publicly available.

“EPOA” means an enduring power of attorney or equivalent personal appointment document made available through the Platform.

“Inherit IP” means all intellectual property rights in or relating to the Platform and Services, including software, workflows, questionnaires, reports, templates, legal content, branding, documentation, educational material, system design and know-how.

“Monthly Allowance” means the number of Adviser-led Estate Plans, Self-serve Plans, Client Life Vaults or other usage entitlements included in a Plan for a billing month.

“PAYG Plan” means the pay-as-you-go Plan described on the Pricing Page.

“Plan” means a PAYG Plan or Subscription Plan selected by the Adviser Practice and described on the Pricing Page.

“Platform” means the Inherit Australia online platform, websites, portals, systems, integrations and related technology made available to the Adviser Practice.

“Pricing Page” means the adviser pricing page at https://www.inheritaustralia.com.au/advisers-pricing, as updated in accordance with this Agreement.

“Privacy Law” means the Privacy Act 1988 (Cth), the Australian Privacy Principles and any other applicable privacy, data protection or confidentiality law.

“Self-serve Plan” means a Client-directed estate planning workflow made available through the Platform and counted in accordance with clause 4.5.

“Services” means the Platform access, workflows, reports, referral features, Client Life Vaults, integrations, support and other services included in the selected Plan.

“Subscription Plan” means Essentials, Intermediate, Advanced or another recurring subscription package offered by Inherit.

“Subscription Fee” means the recurring monthly fee for a Subscription Plan.

“Support Services” means the level of support included in the selected Plan as described on the Pricing Page.

“Website Terms” means the then-current privacy policy, data security information and other policies expressly incorporated into this Agreement.

1.2 Headings are for convenience only and do not affect interpretation. The singular includes the plural and vice versa. A reference to a person includes a body corporate, partnership, trust, association, government body and other legal entity.

1.3 A reference to legislation includes amendments, replacements and subordinate instruments. A reference to dollars or $ is to Australian dollars.

1.4 The words including, includes and such as are not words of limitation.

2 AGREEMENT DOCUMENTS AND ORDER OF PRECEDENCE

2.1 This Agreement, Schedule 1, the selected Plan, the Pricing Page and the Website Terms together constitute the agreement between the parties in relation to the Services.

2.2 If there is an inconsistency, the following order of precedence applies:

(a) this Agreement;

(b) any written order confirmation or statement of work signed or electronically accepted by both parties;

(c) Schedule 1 and the selected Plan;

(d) the Pricing Page; and

(e) the Website Terms.

2.3 A description on the Pricing Page does not expand a service beyond its ordinary meaning or require bespoke development, legal services or professional advice unless expressly agreed in writing.

3 ACCESS AND LICENCE

3.1 From the Commencement Date, Inherit grants the Adviser Practice a non-exclusive, non-transferable and revocable licence during the term to access and use the Platform and Services for the Adviser Practice’s internal business purposes and to facilitate estate planning services for its Clients.

3.2 The Adviser Practice must ensure that each Authorised User:

(a) uses an individual login and does not share credentials;

(b) uses the Platform only for the Adviser Practice;

(c) keeps login details secure and uses available security controls; and

(d) ceases access promptly when no longer authorised.

3.3 The Adviser Practice is responsible for all acts and omissions carried out through its account, except to the extent caused by Inherit’s breach or security failure.

3.4 PAYG includes up to two Authorised Users. Subscription Plans may include unlimited business users, meaning a reasonable number of genuine users within the Adviser Practice. It does not permit credential sharing, resale, use by unrelated businesses or use designed to circumvent plan limits.

3.5 Inherit may refuse or suspend a login where reasonably necessary to protect security, comply with law, prevent misuse or address a breach of this Agreement.

4 PLANS, ALLOWANCES AND USAGE

4.1 The Adviser Practice must select a Plan when creating or updating its account. Current Plan pricing and inclusions are set out in Schedule 2 and the Pricing Page.

4.2 A Subscription Plan renews monthly until changed or cancelled in accordance with clause 6. The PAYG Plan has no monthly Subscription Fee but usage charges apply.

4.3 Monthly Allowances are credited at the beginning of each billing month, are attached to the Adviser Practice account, are not transferable, cannot be redeemed for cash and have no refund value.

4.4 An Adviser-led Estate Plan is counted when the Adviser Practice starts an estate planning matter through the Platform and reaches the charging or activation point displayed in the Platform. Inherit must make that charging point reasonably clear before the charge or allowance is applied. Once counted, the plan remains counted even if the Client does not proceed, unless the matter was created in error and Inherit agrees to reverse it.

4.5 A Self-serve Plan is counted when a self-serve invitation or workflow is activated for a Client. Self-serve allowances do not carry over unless the Pricing Page expressly states otherwise.

4.6 Where an Adviser-led Estate Plan exceeds the available Monthly Allowance, the Additional Estate Plan Fee applies. As at the date of this Agreement, that fee is $99 plus GST per plan. PAYG Adviser-led Estate Plans are charged at the same rate unless otherwise shown on the Pricing Page.

4.7 Unused included Adviser-led Estate Plans carry over only for the period specified for the selected Subscription Plan:

(a) Essentials: up to 1 month;

(b) Intermediate: up to 3 months; and

(c) Advanced: up to 3 months.

4.8 Carry-over is applied on a first-expiring, first-used basis. At the end of the applicable carry-over period, unused allocations expire automatically.

4.9 On upgrade, eligible carried-over allocations remain available subject to the carry-over period for the new Plan. On downgrade, allocations exceeding the new Plan entitlement may be reduced or expire when the downgrade takes effect. On cancellation to PAYG or account closure, all unused subscription allowances expire.

4.10 Client Life Vault limits are maximum active vault entitlements, unless the Platform states otherwise. Archived or inactive vaults may continue to count where data is retained. PAYG Client Life Vault access is limited to Clients connected with an Active Estate Planning Matter.

4.11 If the Adviser Practice reaches a Client Life Vault limit, Inherit may require an upgrade, archiving of inactive vaults or payment of an additional fee before further vaults are created.

5 FEES, GST AND PAYMENT

5.1 All fees are in Australian dollars and exclude GST unless expressly stated otherwise.

5.2 Subscription Fees are payable monthly in advance. Transaction, overage, implementation and other usage fees are payable when incurred or on the next invoice.

5.3 The Adviser Practice authorises Inherit or its payment provider to charge the nominated payment method for all amounts due under this Agreement.

5.4 The Adviser Practice must maintain valid payment details. If a payment fails, Inherit may retry payment, issue an invoice and, after reasonable notice, suspend access until payment is made.

5.5 Except where required by law, fees are non-refundable, including where the Adviser Practice does not use the Services or cancels part way through a billing month.

5.6 Inherit will issue a tax invoice where required. GST is payable at the same time as the relevant taxable supply.

5.7 Inherit may correct an obvious pricing, invoicing or calculation error, provided it gives the Adviser Practice reasonable details of the correction.

6 PLAN CHANGES, CANCELLATION AND PRICING CHANGES

6.1 The Adviser Practice may upgrade a Subscription Plan at any time. An upgrade may take effect immediately, and Inherit may charge a pro-rated amount or commence a new billing month, as disclosed before confirmation.

6.2 A downgrade or cancellation of a Subscription Plan ordinarily takes effect at the next Billing Date. Until then, the existing Plan continues and the current Subscription Fee remains payable.

6.3 Cancelling a Subscription Plan does not, by itself, close the account. Unless the Adviser Practice requests account closure or Inherit terminates this Agreement, the account will move to the PAYG Plan at the end of the paid billing month.

6.4 Inherit may change Plan pricing, inclusions, allowances or usage charges by giving at least 30 days’ notice. A change will not take effect before the next Billing Date following expiry of that notice period.

6.5 If the Adviser Practice does not accept a material pricing change, it may cancel the affected Subscription Plan before the change takes effect. Continued use after the effective date constitutes acceptance of the change.

6.6 Inherit may make changes without 30 days’ notice where required by law, necessary for security, beneficial to users without materially reducing functionality, or correcting an error. Inherit will give notice where reasonably practicable.

7 ADVISER PRACTICE OBLIGATIONS

7.1 The Adviser Practice must:

(a) comply with Applicable Law, professional standards, licence conditions and internal policies;

(b) use due care, skill and diligence when collecting, reviewing and entering Client Information;

(c) obtain all consents and authorities required to upload Client Information and invite Clients to use the Platform;

(d) ensure Client Information is accurate and complete to the extent reasonably practicable;

(e) clearly explain its own role and not represent that it is Inherit or a Panel Lawyer;

(f) not provide legal advice unless legally entitled to do so;

(g) follow Platform workflows and reasonable directions intended to protect Clients or legal quality; and

(h) promptly notify Inherit of suspected unauthorised access, data loss or security incidents.

7.2 The Adviser Practice must not:

(a) copy, reproduce, reverse engineer, modify, scrape, frame, resell or commercially exploit the Platform or Inherit IP except as expressly permitted;

(b) remove or alter branding, copyright notices or legal notices;

(c) use the Platform to provide services to unrelated businesses or to develop a competing product;

(d) upload unlawful, misleading, defamatory, infringing, malicious or technically harmful material;

(e) alter an estate planning document or legal communication without the approval of the responsible lawyer where approval is required;

(f) execute, arrange execution of or represent as final any legal document contrary to the applicable lawyer’s instructions; or

(g) use information or documents created through the Platform other than for the relevant Client matter and lawful business records.

7.3 If the Adviser Practice reasonably believes a Client may lack capacity or understanding, it must stop the relevant workflow and follow the directions of the responsible lawyer or an authorised Inherit representative.

8 PANEL LAWYERS AND LEGAL SERVICES

8.1 The Platform may facilitate referrals to lawyers or law firms identified by Inherit. A lawyer may accept or decline a matter in its professional discretion.

8.2 Direct lawyer referrals are free to the Adviser Practice unless otherwise stated. Legal fees, disbursements and terms of engagement may be agreed separately between the Client and the lawyer.

8.3 Inherit is not a party to the legal retainer between a Client and a lawyer and does not provide, supervise or warrant the lawyer’s legal advice or professional services.

8.4 Nothing in a Plan includes legal fees unless expressly stated in writing. Discounts described as applying to EPOAs apply only to Inherit’s then-current platform or document fee and not to independent legal fees, disbursements or third-party charges.

8.5 The Adviser Practice must not seek to bypass the Platform in relation to work, documents or referrals introduced through the Platform where doing so would misuse Inherit IP or defeat a fee properly payable to Inherit.

9 BRANDING AND INTEGRATIONS

9.1 Where branding is included or purchased, the Adviser Practice grants Inherit a non-exclusive, royalty-free licence during the term to use its name, logo and brand assets solely to provide the agreed branded experience.

9.2 The Adviser Practice warrants that it has rights to provide those assets and that their use by Inherit will not infringe third-party rights.

9.3 Branding and integration services are subject to technical feasibility, platform standards, security requirements and reasonable implementation timeframes.

9.4 Link-based integration, on-site scripts and project-based integration have the meanings described by Inherit from time to time. They do not include unlimited custom development, data migration, third-party licence fees or ongoing consulting unless expressly agreed.

9.5 Advanced project-based integration will be governed by a separate written scope, quotation or statement of work where material implementation work is required.

9.6 Inherit may suspend or modify an integration where reasonably necessary for security, legal compliance, technical compatibility or platform stability.

10 PRIVACY, CONFIDENTIALITY AND DATA SECURITY

10.1 Each party must comply with Privacy Law and keep the other party’s Confidential Information confidential.

10.2 The Adviser Practice is responsible for giving required privacy notices and obtaining Client consent for collection, use, disclosure, storage and processing of Client Information through the Platform.

10.3 Inherit will use Client Information to provide, secure, support and improve the Services, comply with law and as otherwise permitted by its privacy policy.

10.4 Inherit will maintain reasonable technical and organisational safeguards appropriate to the nature of the information held, including access controls, backup processes and security monitoring.

10.5 Each party must promptly notify the other of a suspected eligible data breach or material security incident affecting Client Information and reasonably cooperate in investigation, containment and notification.

10.6 On downgrade, cancellation or termination, access to Client Information and Client Life Vaults may be restricted. Inherit may retain information as required by law, for backup cycles, dispute management or legitimate business records, subject to Privacy Law.

10.7 The Adviser Practice should export records it is required to retain before closing its account. Inherit does not guarantee indefinite access after account closure.

10.8 Confidentiality obligations do not apply to information that is public other than through breach, already lawfully known, independently developed, lawfully received from a third party, or required to be disclosed by law.

11 INTELLECTUAL PROPERTY

11.1 Inherit and its licensors retain all rights in the Inherit IP. No ownership rights are transferred to the Adviser Practice or any Client.

11.2 The Adviser Practice retains ownership of its pre-existing materials and Client Information, subject to the licences reasonably required for Inherit to provide the Services.

11.3 Inherit may use de-identified and aggregated data that does not identify the Adviser Practice or a Client to operate, analyse and improve the Services.

11.4 Feedback provided to Inherit may be used without restriction, provided Inherit does not disclose the Adviser Practice’s Confidential Information.

12 SERVICE AVAILABILITY AND SUPPORT

12.1 Inherit will use reasonable care and skill in providing the Services but does not guarantee that the Platform will be uninterrupted, error-free or compatible with every device, browser or third-party system.

12.2 Inherit may carry out maintenance, updates and security work. Where reasonably practicable, planned material outages will be notified in advance.

12.3 Support Services are provided at the level described for the selected Plan. Priority support means prioritised handling relative to standard email support, not guaranteed response or resolution times unless separately agreed.

12.4 Inherit is not responsible for outages or failures caused by internet providers, third-party platforms, Client or Adviser systems, force majeure events or unauthorised modifications.

13 SUSPENSION AND TERMINATION

13.1 Either party may terminate this Agreement for convenience by giving 30 days’ written notice. The Adviser Practice may instead close its account through any available account closure process.

13.2 A party may terminate immediately by written notice if the other party:

(a) commits a material breach that cannot be remedied;

(b) fails to remedy a material breach within 14 days after written notice;

(c) becomes insolvent or enters external administration; or

(d) acts unlawfully in a way materially affecting the Services or the other party.

13.3 Inherit may suspend access immediately where reasonably necessary to protect Clients, prevent fraud or security harm, comply with law, address overdue fees or stop serious misuse. Inherit will provide reasons and an opportunity to remedy where appropriate.

13.4 Inherit may close an inactive PAYG account after at least 12 months without login or active Client matter by giving at least 30 days’ notice.

13.5 On termination or account closure:

(a) the licence in clause 3 ends;

(b) all unpaid amounts become due;

(c) unused allowances expire without refund;

(d) the Adviser Practice must cease using Inherit IP except for lawful records already supplied to a Client; and

(e) clauses intended by their nature to survive continue, including confidentiality, privacy, intellectual property, liability, payment and dispute provisions.

14 LIABILITY AND INDEMNITIES

14.1 Nothing in this Agreement excludes, restricts or modifies a right or remedy that cannot lawfully be excluded, including applicable consumer guarantees.

14.2 Subject to clause 14.1, neither party is liable to the other for indirect, special or consequential loss, loss of profit, revenue, goodwill, opportunity or anticipated savings.

14.3 Subject to clauses 14.1 and 14.5, Inherit’s aggregate liability arising out of or in connection with this Agreement in any 12-month period is limited to the greater of:

(a) the fees paid or payable by the Adviser Practice to Inherit in that period; and

(b) $5,000.

14.4 The Adviser Practice indemnifies Inherit against third-party claims, loss and reasonable costs arising from the Adviser Practice’s unlawful conduct, negligent act or omission, breach of Privacy Law, unauthorised legal advice, infringement of third-party rights or misuse of the Platform, except to the extent caused by Inherit.

14.5 The exclusions and cap in clauses 14.2 and 14.3 do not apply to fraud, wilful misconduct, breach of confidentiality, infringement of intellectual property rights, breach of Privacy Law, death or personal injury caused by negligence, or amounts payable under an indemnity to the extent such exclusion is prohibited by law.

14.6 Each party must take reasonable steps to mitigate loss and must not recover more than once for the same loss.

15 NOTICES

15.1 A notice under this Agreement must be in writing and sent by email, post or personal delivery to the contact details in Schedule 1 or a replacement address notified in writing.

15.2 An email notice is taken to be received when it enters the recipient’s information system without an automated delivery failure, provided that a notice received after 5.00 pm or on a non-Business Day is taken to be received on the next Business Day.

16 DISPUTE RESOLUTION

16.1 A party claiming a dispute must give written notice describing the dispute and proposed resolution.

16.2 Senior representatives must meet or confer in good faith within 10 Business Days after the notice.

16.3 If the dispute is not resolved within 20 Business Days, either party may refer it to mediation administered by the Resolution Institute or another agreed mediator in Melbourne, Victoria.

16.4 Nothing prevents a party seeking urgent interlocutory or injunctive relief or commencing proceedings to recover an undisputed debt.

17 GENERAL

17.1 The parties are independent contractors. Nothing creates an employment, agency, partnership, fiduciary or joint venture relationship.

17.2 The Adviser Practice must not assign or transfer this Agreement without Inherit’s prior written consent. Inherit may assign this Agreement to a related body corporate or as part of a sale or restructure of its business on notice.

17.3 A waiver is effective only in writing and only for the specific matter stated.

17.4 If a provision is invalid or unenforceable, it is severed to the minimum extent necessary and the remaining provisions continue.

17.5 Inherit may vary non-pricing terms by giving at least 30 days’ notice where reasonably necessary for legal, security, product or operational reasons. If a variation materially disadvantages the Adviser Practice, it may terminate before the variation takes effect.

17.6 This Agreement supersedes prior agreements concerning the same access and Services.

17.7 This Agreement may be accepted electronically, including by checkbox, electronic signature or use of the Platform after the terms are presented.

17.8 The person accepting this Agreement for the Adviser Practice warrants that they have authority to bind it.

17.9 This Agreement is governed by the laws of Victoria, Australia, and the parties submit to the courts of Victoria and courts entitled to hear appeals from them.

SCHEDULE 2 - CURRENT ADVISER PLANS

This Schedule summarises the Pricing Page as at 12 July 2026. The Pricing Page governs current prices and inclusions, subject to clause 6. All prices exclude GST.

Notes: Additional Adviser-led Estate Plans are currently $99 plus GST each once a monthly allowance is exhausted. Direct lawyer referrals are free to advisers; legal fees may apply between the Client and the lawyer. Carry-over applies only to included Adviser-led Estate Plans unless expressly stated otherwise.

ELECTRONIC ACCEPTANCE

The Adviser Practice accepts this Agreement by the electronic acceptance method presented on the Platform, including selecting “I agree to the Adviser Platform Access Agreement”, or by signing below.

Inherit Australia - Adviser Platform Access Agreement v4.0 | Page 9